PLACES & CULTURES

Is Italy expensive? Real costs for living and studying abroad in Italy

June 17, 2026

If you’re thinking about (or even already planning) a study abroad experience in Italy, you surely asked yourself: is Italy expensive?

Not really. But also, sometimes yes.

I know, that sounds like a vague answer, but trust me, it’s just the most honest one. Because Italy isn’t one of those countries where you have a single price level. You can’t just say “Italy is affordable” or “Italy is super expensive.” It depends. It can feel affordable one moment and surprisingly pricey the next. And that depends almost entirely on the decisions you make.

If you’re coming for a few months or a full gap year, the good news is this: most students end up spending somewhere between €1,000 and €1,800 per month (higher if you want your own place and travel a lot, lower if you share housing and keep things simple). And they’re living well while doing it.

Let’s break down where that specific number comes from, and how you can stay on the lower end of it!

Is Italy expensive? It depends on where and how you live

This is the part most articles skip or oversimplify. To answer properly, you can’t just treat every region and city the very same. Because they’re not. And the same goes for lifestyles and daily habits.

Big cities VS smaller cities

If you only look at Milan, you might end up thinking that Italy is terribly expensive. But then, you take a look at cities like Salerno or Naples and it suddenly feels much more manageable. 

That’s the truth about Italy. Living and studying in different cities can give you completely different financial experiences. The lifestyle is similar, the food is almost the same. But your monthly budget? It can easily shift by hundreds of euros just because of location!

  • Milan: some of the highest rents in Italy and a very competitive housing market
  • Rome and Florence: slightly cheaper, but still pricey because they are touristic cities
  • Turin, Naples, Salerno: noticeably more affordable, especially for students

And that’s before we even talk about lifestyle. Because, even within the same city, two people can have completely different budgets.

If you cook most of your meals, grab coffee at the neighborhood bar for €1, occasionally go out with friends, and don’t travel too much, Italy is very manageable. But if you’re eating out every day, spend your time sitting at fancy cafés, and travel around Italy and Europe every weekend, then your budget will stretch very quickly.

Basically, if you treat your stay like you would back home, you’ll live well without spending too much. But if you treat the whole period like a vacation, it’s very easy to overspend!

A small Italian town, one of the less expensive options for life in Italy

A quick monthly cost range

Just to give you a realistic snapshot, here’s how much you could spend monthly.

  • Budget lifestyle: Around €1,000 to €1,200 per month
  • Mid-range (typical student): €1,200 to €1,800 per month
  • More comfortable: €2,000+ per month

But, once again, it’s just important to remember that your budget almost entirely depends on how you choose to live daily.

Is Italy expensive compared to other countries?

I bet that when you’re asking “Is Italy expensive?” you’re not just asking that. You want to know if Italy is expensive compared to other countries. Maybe your own country, or maybe other countries you’re considering for an experience abroad.

And this is, more often than not, where expectations really shift.

Because yes, Italy has a reputation for being expensive. But that’s mostly because of tourism. Everyday life doesn’t cost like a vacation, and when you compare it to countries like the US or the UK, the picture completely changes.

Italy VS the United States

If you’re coming from the US, Italy will generally feel cheaper. Not in every single category, of course, but in enough areas that your monthly budget ends up noticeably lower.

The biggest differences show up in the very basics.

  • Rent: Sharing an apartment in Italy is much cheaper than in most US cities. And even in touristic cities like Rome and Milan, you can often find a room for what would barely get you a shared room in cities like New York or Los Angeles.
  • Groceries: This is one of the clearest wins. You spend way less and the quality is often better. Fresh products and local markets (together with the occasional meals in restaurants) definitely add up to a lower grocery bill without feeling like you’re budgeting. Especially if you buy seasonal products.
  • Transportation: This is major because in most Italian cities you don’t really need a car. Instead, you get walkable city centers and monthly public transport passes for less than €50. If you compare it to car payments, insurance, gas, and parking, the difference becomes pretty clear, doesn’t it?
  • Healthcare: It’s harder to compare, but in practice, health is much less of a financial concern. Even with basic insurance (which is required for visas anyway), you’re not dealing with the same level of unpredictability you might be used to. 

That said, not everything is cheaper. If you eat out in very central or touristic areas, you’ll find out that prices often match US ones. Also, short-term rentals can be more expensive and imported products might cost more than you expect.

Still, these aren’t the things most students rely on long-term. So, once you settle into a normal routine, Italy really comes out as cheaper. To give you a rough estimate, your monthly costs would likely be 20 to 40% lower than a comparable city in the United States!

Italy VS the UK and northern Europe

Compared to the UK or cities in northern Europe, Italy will usually feel cheaper. But in a more subtle way:

  • Rent is still one of the major differences. Cities like London and Amsterdam are among the most expensive in Europe and even pricier cities in Italy don’t really reach that level. You might still pay a fair amount in places like Milan or Florence, but it rarely feels that extreme.
  • Everyday habits are where you really notice the difference. Coffee, drinks, and even something as simple as grabbing lunch on the go, all tend to cost less. Not dramatically, of course, but enough to feel like it’s a deal.
  • Transport is very similar. It works well in all countries, but in Italy it usually takes up a smaller part of the monthly budget.

That said, the gap isn’t huge. Some things are definitely more aligned with northern European prices than others, especially in tourist areas. Still, overall, Italy feels lighter on the monthly budget.

Italy vs southern Europe

When you compare Italy to countries like Spain or Portugal, that’s when things get closer. Italy stops feeling clearly cheaper and starts sitting in the same range. With the usual differences depending on the region and city of course!

  • In general, southern European countries can feel slightly cheaper, especially when it comes to rent. Touristic cities have clearly become more expensive lately, but if you just look beyond them, housing is often a bit more accessible.
  • Food and groceries are basically the same. Prices are close, and the same idea applies: seasonal products and simple meals will definitely keep costs down.
  • Eating out can be slightly cheaper, especially if you like to go out often. Italy is still very reasonable, but it’s not the lowest option.

Where Italy balances things out, however, is consistency. Prices don’t fluctuate as much as in other southern European countries. And overall, it still lands comfortably in that “affordable but not the cheapest” range!

Cost of living in Italy (a real monthly breakdown)

Let’s get into the actual numbers. No theoretical average, but realistic ones based on real student life.

Accommodation

Housing is where most of your budget will go:

  • A shared room generally ranges from €300 to €700
  • A private room in a shared apartment with other students ranges from €500 to €1,000
  • A small studio apartment can easily cost €800 to €1,200 or more

Of course, the prices vary a lot depending on the city, the exact neighborhood, the proximity to the city center and public transportation, and the quality of the apartment itself. You should note that short stays generally mean higher prices, while staying longer than 3 months usually brings prices down since you avoid short-term rental.

Food and groceries

Italy is one of the best places on Earth to eat well on a budget, especially if you’re cooking and eating at home regularly.

Groceries for a month can sit around €150 to €300, depending on many factors like where you shop, what kind of products you buy, and if you buy seasonal ingredients or not. Eating out doesn’t break your budget either, as long as you’re not eating in tourist-heavy areas every single day:

  • A casual meal out can cost around €20 to €30
  • A pizza with a drink generally costs about €15 to €20
  • A coffee at a neighborhood café is around €1 to €2

If you cook most of your meals and eat out with friends occasionally, food stays very affordable.

Transportation

Transport alone save you a lot of money for the whole length of your stay. In Italy you probably won’t need a car but will rely on public transportation:

  • A monthly pass for in-city transportation usually falls between €30 and €50
  • A single ticket usually ranges between €1.50 and €2
  • A regional train trip will amount anywhere from €10 to €30

By staying in a city and taking the occasional train trip to other cities and regions, your transport budget stays reasonable. Plus, Italy offers many different discounts for students, workers, retirees, and more.

Daily life and extras

The smaller, everyday expenses are where personal habits really come in. A drink here, a museum ticket there, maybe a gym membership. Depending on what you like to do in your daily life, prices can vary a lot, but they rarely spiral. That is, unless you’re actively overspending every single month!

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What does life in Italy cost for program participants?

If you’re coming to Italy for a study abroad program or a gap year, your costs will look slightly different. Not necessarily higher, but they do shift depending on the program itself.

The biggest difference is that some major expenses (like tuition, accommodation, on-the-ground support, etc.) are handled upfront or, at least, arranged for you by a local team. This removes a lot of uncertainty, especially when it comes to finding housing, which can be one of the most stressful parts of moving to Italy. 

Daily life, however, is still entirely yours to manage. 

You’ll have to pay for your own food, local transportation, personal expenses, and any additional activity not included in the program. And that alone can land somewhere between €500 and €1,000 per month. Depending on how you live of course.

Extra costs to plan for

When planning an experience abroad there are some extra costs that don’t always get enough attention, like:

  • Visa fees, which normally range from €50 to €150 depending on your country
  • Health insurance, which accounts for €30 to €100 per month
  • Permit of stay, which is around €100 to €150
  • Flights, which vary widely depending on your country and airline choice

They’re not overwhelming individually, but they all add up to your total budget and you shouldn’t forget them when planning the experience.

How can you keep your costs low in Italy?

Still wondering whether Italy is expensive or not? Let’s try to flip the script. From “Is it expensive?” to “How to make it more affordable?”

Choose the right city

The city you choose to live in is the biggest choice you’ll make (after the choice of the program itself). It affects many aspects of your stay, from rent to daily costs. This means that a slightly smaller city or a less obvious destination can give you the same Italian experience at a noticeably lower cost.

So, if costs are a concern and budget matters, you might want to avoid big tourist cities like Milan or Venice and stick to “underdog” cities like Salerno, Turin, Genoa, and Naples.

Share housing

Housing is the second major decision you’ll have to make. And while some people do choose to live alone, that increases costs quickly since you have to cover every single expense by yourself.

Sharing an apartment though? That’s not just cheaper (cutting your rent by 30 to 50% instantly). It’s also the most common way students live in Italy. It’s social, practical, and definitely one of the easiest ways to settle in the country!

Eat like a local

Food is an area where every small choice matters. If you eat like a real local, you’ll keep your budget in check:

  • Have your coffee at the bar instead of sitting down
  • Favor lunch instead of dinner at restaurants
  • Buy ingredients at local markets instead of convenience stores

Just by switching a few habits you’ll still eat incredibly well without spending too much!

Cooking pasta at home, one of the ways to save during an experience in Italy

Travel smart

Travel is definitely the easiest area in which you can overspend. Mainly because Italy makes it so tempting. But just by being a little intentional you can make a huge difference over time:

  • Book trains and planes in advance
  • Use regional trains for short distances
  • Mix transport options for longer trips
  • Space out your trips over the entire program

You don’t necessarily need to cut travel. You just need to think more about it.

Planning to study or take a gap year in Italy?

If you’re here, trying to figure out whether Italy is expensive, the real question in your mind is probably: can I afford to live there for a few months?

And for most students, the answer is yes, especially if you plan ahead.

Programs can even make costs more predictable because:

  • Housing is arranged by a local team
  • You avoid overpriced short-term rentals
  • You have support navigating things like visas and insurance

Plus, what you spend day to day is still in your control. And compared to many other destinations, Italy really does give you a great quality of life for what you pay!

Thinking about an experience in Italy?

Take your chance and shape your future in the “Bel Paese”!

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